Covid-19 pandemic has caused large budget deficits in many health care units. This, together with the huge prices of many novel medical treatments, have lifted up questions of where the limits of medical treatments are. In Finland, media has approached this question by comparing the situation in Finland and USA. In Finland, health care is mainly public, so the increasing costs are paid by taxpayers.
In Finland, doctors evaluate the benefits of treatments through the probability that the treatment will give additional years of good life to the patient. During the Covid pandemic, >90% of deaths have been in the age class 70+ but most patients in intensive care units have been middle-aged. Very few Covid patients in the age class 80+ have been directed to intensive care. The reason is that an old and weak Covid patient has a low survival probability through a long period in a respirator. In most cases, intensive care would just prolong suffering. So, patients in the age group 80+ are treated in basic hospital care, not in intensive care units.
The media has claimed that the situation might be different if the costs were paid by insurance companies. What do you think about this?