No you don’t and yes they do. They even tell you how fast you can move your body on the highway. If you are endangering others with whatever behavior, government can regulate it.
To the extent that he or she takes risks, those risks should be on behalf of others. As a person created in the image of God, taking care of yourself is an independent good. Taking care of yourself so that you can care for others is an even nobler good.

If I make the wrong decision and die because of it, then it is on me.
It is also on you what you are subjecting others to in your sickness and if you spread it. Can you really be unaware of what is happening to the medical staff in the ERs and ICUs where COVID is rampant – the strain, exhaustion and despair, or are you that selfish or callous?
And maybe you have heard about the virus mutating? Maybe you don’t know when and where that happens – it happens in those who are sick when the virus is replicating (i.e, spreading within their bodies). The more people sick, the more mutations that occur. That’s on you, too.